Florida districts may not have adequate hurricane insurance

From The Orlando Sentinel: School districts across Central Florida are betting that a hurricane won't hit in the area and cause more damage than their meager insurance policies cover. And if the area is hit, school leaders are counting on the federal government to bail them out. Rising insurance premiums, officials say, have forced them to reduce coverage to a fraction of building values. Districts are relying on the Federal Emergency Management Agency to pay for school repairs, but a FEMA representative says counting on federal assistance “is not a prudent substitute for maintaining adequate insurance coverage."